Indian Overseas Bank Generalist / Specialist Officers Recruitment 2026 | Apply for 291 Posts @ iob.bank.in
Indian Overseas Bank (IOB), a leading Public Sector Bank with headquarters in Chennai, has released the official notification for recruitment of Generalist / Specialist Officers in various scales. A total of 291 vacancies have been announced for JMG Scale I, MMG Scale II and III posts. Eligible candidates can apply online from 29 August 2026 to 15 September 2026 through the official website www.iob.bank.in. This is an excellent opportunity for experienced banking professionals and IT specialists to join one of India's premier public sector banks.
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About Indian Overseas Bank
Indian Overseas Bank (IOB) is a major public sector bank with headquarters in Chennai, Tamil Nadu. Established in 1937, IOB has a pan-India presence with a wide network of branches and offices across the country and abroad. The bank offers a wide range of banking products and services to its customers and is known for its strong presence in retail banking, corporate banking, and international banking. IOB provides a dynamic and challenging work environment with excellent career growth opportunities for professionals.
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Recruitment Highlights
| Feature | Details |
| Organization | Indian Overseas Bank (IOB) |
| Advt. No. | HRDD/RECT/04/2026-27, Dated:28.08.2026 |
| Post Type | Generalist / Specialist Officers |
| Total Vacancies | 291 |
| Application Mode | Online |
| Job Location | Anywhere in India |
| Official Website | www.iob.bank.in |
Important Dates
| Event | Date |
| Date of Advertisement | 28 August 2026 |
| Opening Date of Online Registration | 29 August 2026 |
| Closing Date of Online Registration | 15 September 2026 |
| Payment of Application Fee / Intimation Charges | 29 August 2026 to 15 September 2026 |
Vacancy Details
| Post Code | Post Name | Grade | Vacancies |
| 01 | Manager (Branch Management) - Generalist | MMGS II | 100 |
| 02 | Manager (IT) | MMGS II | 65 |
| 03 | Manager (Information Security) | MMGS II | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 |
| 05 | Senior Manager (IT) | MMGS III | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 |
| 11 | Manager (Credit) | MMGS II | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 25 |
| Total | 291 |
Category-wise Vacancy Details
| Category | Vacancies |
| SC | 46 |
| ST | 21 |
| OBC | 79 |
| EWS | 28 |
| UR (General) | 117 |
| Total | 291 |
Educational Qualification & Experience (Post-wise)
- Post Code 01 - Manager (Branch Management) MMGS II: Graduation in any discipline from a recognized University. 3 years as an Officer in any Scheduled Public Sector Bank or Scheduled Private Sector Bank, of which at least 2 years should be in Branch Banking. Experience as Scale I Branch Head preferred. Age: Max 33 years.
- Post Code 02 - Manager (IT) MMGS II: B.E./B.Tech (CS/IT/ECE/E&I) OR MCA OR M.Sc. (CS/IT). Minimum 5 years post-qualification experience in IT, including at least 3 years in Banking/BFSI. Age: 25-35 years.
- Post Code 03 - Manager (Information Security) MMGS II: B.E./B.Tech (CS/IT/ECE/Cyber Security/Information Security) OR M.E./M.Tech in above. Minimum 2 years experience in Web/Mobile/API Security Testing, SAST, DAST, Red Team activities. Age: 22-32 years.
- Post Code 04 - Manager (IS Audit) MMGS II: B.E./B.Tech (CS/IT/ECE/Cyber Security) OR M.E./M.Tech/MCA. Minimum 2 years experience in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI. Age: 22-32 years.
- Post Code 05 - Senior Manager (IT) MMGS III: B.E./B.Tech (CS/IT/ECE/E&I) OR MCA OR M.Sc. (CS/IT). Minimum 8 years post-qualification experience in IT, including at least 5 years in Banking/BFSI. Age: 28-38 years.
- Post Code 06 - Senior Manager (Information Security) MMGS III: B.E./B.Tech (CS/IT/ECE/Cyber Security/Information Security) OR M.E./M.Tech in above. Minimum 5 years experience in at least any three domains of Web/Mobile/API Security, Red Team activities. Age: 25-35 years.
- Post Code 07 - Senior Manager (IS Audit) MMGS III: B.E./B.Tech (CS/IT/ECE/Cyber Security) OR M.E./M.Tech/MCA. Minimum 5 years experience in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI. Age: 25-35 years.
- Post Code 08 - Senior Manager (DBA) MMGS III: B.E./B.Tech (CS/IT/ECE/E&I) OR MCA OR M.Sc. (CS/IT). Minimum 8 years experience in Database Administration, 5 years in Production DBA, 3 years in Banking/BFSI. Age: 28-38 years.
- Post Code 09 - Senior Manager (Network Administrator) MMGS III: B.E./B.Tech (CS/IT/ECE/E&I) OR M.Tech OR MCA. Minimum 5 years experience in Network Operations including Cisco FTD and Checkpoint Firewalls. Age: 25-35 years.
- Post Code 10 - Senior Manager (Cyber Security Administrator) MMGS III: B.E./B.Tech (CS/IT/ECE/Cyber Security/Information Security) OR M.E./M.Tech. Minimum 5 years experience in any two domains: Forensic Analysis, SIEM/XDR, Web/API Security, IAM/AD/PAM, AI Security, Network Security. Age: 25-35 years.
- Post Code 11 - Manager (Credit) MMGS II: Graduation with MBA (Finance)/PGDBA/PGDBM/MMS (Finance) OR CA OR CMA. 3 years post-qualification work experience in Bank/Financial Institution with minimum 2 years in credit. Age: 23-33 years.
- Post Code 12 - Senior Manager (Credit) MMGS III: Graduation with MBA (Finance)/PGDBA/PGDBM/MMS (Finance) OR CA OR CMA. 6 years post-qualification work experience in Bank/Financial Institution with minimum 4 years in credit. Age: 25-35 years.
- Post Code 13 - Senior Manager (Risk) MMGS III: Graduation with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC OR Masters in Mathematics/Statistics/Economics OR Graduation with FRM/PRM certification. Minimum 5 years experience in Risk/Credit/Forex/Treasury/Finance. Age: 25-35 years.
- Post Code 14 - Assistant Manager (Security) JMGS I: Graduate from Recognized University with Computer certification (3 months minimum). Retired JCO with min 5 years service OR Inspector rank with min 5 years service in Paramilitary/Police. Age: 30-45 years.
Age Limit (as on 01.08.2026)
- Post Code 01 - Manager (Branch Management) MMGS II: Max 33 years
- Post Code 02 - Manager (IT) MMGS II: 25 to 35 years
- Post Code 03 - Manager (IS) MMGS II: 22 to 32 years
- Post Code 04 - Manager (IS Audit) MMGS II: 22 to 32 years
- Post Code 05 - Senior Manager (IT) MMGS III: 28 to 38 years
- Post Code 06 - Senior Manager (IS) MMGS III: 25 to 35 years
- Post Code 07 - Senior Manager (IS Audit) MMGS III: 25 to 35 years
- Post Code 08 - Senior Manager (DBA) MMGS III: 28 to 38 years
- Post Code 09 - Senior Manager (Network Admin) MMGS III: 25 to 35 years
- Post Code 10 - Senior Manager (Cyber Security) MMGS III: 25 to 35 years
- Post Code 11 - Manager (Credit) MMGS II: 23 to 33 years
- Post Code 12 - Senior Manager (Credit) MMGS III: 25 to 35 years
- Post Code 13 - Senior Manager (Risk) MMGS III: 25 to 35 years
- Post Code 14 - Assistant Manager (Security) JMGS I: 30 to 45 years
Age Relaxation
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Ex-Servicemen: 5 years (subject to ceiling as per Government guidelines)
- Persons affected by 1984 riots: 5 years
- Cumulative age relaxation available with any one of the above categories for SC/ST/OBC candidates, subject to maximum upper age limit of 50 years.
Application Fee
- SC/ST/PwBD: Rs.175/- (Only Intimation charges)
- All Others (including OBC & EWS): Rs.1000/-
- Fee inclusive of GST and non-refundable.
- Payment can be made online through Debit Card/Credit Card/Internet Banking/BHLM/UPI.
Pay Scale & Emoluments
- JMGS I (Assistant Manager - Security): Rs.48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85290
- MMGS II (Manager): Rs.64820 – 2340/1 – 67160 – 2680/10 – 93960
- MMGS III (Senior Manager): Rs.85920 – 2680/5 – 99320 – 2980/2 – 105280
- DA, HRA, CCA etc. as per rules in force from time to time.
- Specialist Officers in MMG Scale II & III eligible for Conveyance Expenses, Newspaper Cost, Telephone/Mobile Expenses, Residential Furniture, Bank Owned Quarters or Leased accommodation during probation.
Probation Period & Bond Amount
- JMGS I (Security Officer): 2 years probation. Bond: Rs.2,00,000/- for 3 years service.
- MMGS II (Generalist - Branch Management): 6 months probation. Bond: Rs.2,50,000/- for 3 years service.
- All Other Posts (MMGS II & III): 1 year probation. Bond: Rs.2,50,000/- for 3 years service.
Selection Process
- Stage 1: Online Examination (Objective Type)
- Stage 2: Personal Interview
- Final merit list prepared with weightage of 80% for Online Examination and 20% for Interview.
- Minimum qualifying marks in Online Exam: 30% for reserved candidates, 35% for unreserved candidates.
- Minimum qualifying marks in Interview: 45% for reserved candidates, 50% for unreserved candidates.
- 1/4th mark deducted for wrong answers in the objective test.
- Bank reserves the right to call only requisite number of candidates after preliminary screening/shortlisting.
Exam Pattern
For Post Code 01 - Manager (Branch Management) MMGS II:
| Topic | Questions | Marks | Duration |
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 hours |
| Topic | Questions | Marks | Duration |
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Special reference to Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge * | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
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How to Apply for Indian Overseas Bank Generalist / Specialist Officers Recruitment 2026
- Step 1: Visit the official IOB website at www.iob.bank.in.
- Step 2: Go to "Careers" page and click on the link "Recruitment of Generalist / Specialist Officers in Various Scales - 2026-27".
- Step 3: Select the post to be applied and click on "Click here to Apply Online".
- Step 4: Complete the registration process. On successful registration, Registration Number and Password will be sent via email and SMS.
- Step 5: Log in using the Registration Number and Password.
- Step 6: Fill all required details in the online application form.
- Step 7: Upload Photograph (20-50kb), Signature (10-20kb), Left Thumb Impression (20-50kb), and Handwritten Declaration (50-100kb) as per specifications.
- Step 8: Pay the application fee online through Debit Card/Credit Card/Internet Banking/UPI.
- Step 9: Click on "COMPLETE REGISTRATION" button.
- Step 10: Take a printout of the system generated online application form for future reference.
Documents Required
- Printout of valid Interview Call Letter
- System generated printout of Online Application Form
- Date of Birth Proof (Birth Certificate or SSLC/Std. X Certificate)
- Photo Identity Proof (Passport/Aadhaar/PAN Card/Driving Licence/Voter's Card)
- Mark sheets & certificates for educational qualifications
- Experience certificates from past and current employers
- Preferred certification certificates (if applicable)
- Caste Certificate (SC/ST/OBC/EWS) issued by competent authority
- Disability Certificate in prescribed format (PwBD candidates)
- No Objection Certificate from employer (for Government/PSU/Bank employees)
- Income and Asset Certificate for EWS candidates
- 1984 Riots certificate for age relaxation (if applicable)
Important Instructions
- Candidates can apply for more than one post, subject to fulfillment of eligibility criteria.
- Only online applications will be accepted. No other mode of application will be entertained.
- Application fee once deposited will neither be refunded nor adjusted against any other recruitment process.
- Candidates must ensure they fulfill all eligibility criteria before applying.
- Incomplete applications or applications without supporting documents will be rejected outright.
- In case of multiple applications, the last submitted application will only be considered.
- Candidates must retain their Registration Number and Password for future reference.
- The handwritten declaration must be in the candidate's own handwriting and in English only. Text should NOT BE IN CAPITAL LETTERS.
- Signature/Handwritten declaration in CAPITAL LETTERS shall NOT be accepted.
- Candidates serving in Government/PSU/Banks must produce NOC at the time of interview.
- No request for change of address/email ID will be entertained.
- All disputes subject to jurisdiction of courts situated at Chennai.
Important Links
| Description | Link |
| Official Website | Click Here |
| Apply Online | Click Here |
| Download Notification PDF | Click Here |
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Contact Details
- Organization: Indian Overseas Bank, Central Office
- Address: 763, Anna Salai, Chennai - 600002
- Email for Queries: hrrd@iob.bank.in
- Official Website: www.iob.bank.in
Frequently Asked Questions (FAQs)
1. What is the last date to apply for IOB Generalist / Specialist Officers Recruitment 2026?
- The last date for online registration and payment of application fee is 15 September 2026.
- A total of 291 vacancies have been announced for various Generalist and Specialist Officer posts across JMGS I, MMGS II and MMGS III scales.
- The application fee is Rs.175/- for SC/ST/PwBD candidates and Rs.1000/- for all other candidates (including OBC and EWS). Fee inclusive of GST.
- Yes. Candidates can apply for more than one post, subject to fulfillment of eligibility criteria for each post.
- Selection will be made based on Online Examination followed by Interview. The final merit list will be prepared with 80% weightage for the Online Examination and 20% for the Interview.
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Disclaimer: This article has been prepared for informational purposes based on the official Indian Overseas Bank Generalist / Specialist Officers Recruitment 2026-27 Notification (Advt. No. HRDD/RECT/04/2026-27). Candidates are advised to read the official notification carefully before applying. All information including vacancy numbers, eligibility criteria, and dates are as per the official advertisement. In case of any discrepancy, the official notification issued by Indian Overseas Bank shall prevail. Keep checking the official IOB website for updates on recruitment-related information.