Indian Overseas Bank (IOB), a premier public sector bank headquartered in Chennai, has announced the recruitment of 400 Local Bank Officers (LBOs) in JMGS-I scale for the year 2025-26. These officers will be responsible for handling general banking operations, customer relationship management, cross-selling of bank products, and local outreach initiatives within their designated states. Selected candidates will be posted in the state they apply for and are expected to be proficient in the regional language (reading, writing, and speaking). The postings will remain within the selected state for the first 12 years of service or until promotion to SMGS-IV, whichever is earlier.
The online application process is open from 12.05.2025 to 31.05.2025, and candidates can apply only for one state. Applicants must be graduates in any discipline and aged between 20 to 30 years as of 01.05.2025. The detailed advertisement, including eligibility, state-wise vacancies, reservation, and application procedure, is available on the official website:
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✅ Post Details
- Indian Overseas Bank (IOB)
- Advt. No.: HRDD/RECT/01/2025-26
- Dated: 12.05.2025
- Website: www.iob.in
- Post Name: Local Bank Officer (LBO) – JMGS-I (Junior Management Grade Scale-I)
📊 Total Vacancies: 400
| State | Vacancies | Mandatory Language |
|---|---|---|
| Tamil Nadu | 260 | Tamil |
| Odisha | 10 | Odia |
| Maharashtra | 45 | Marathi |
| Gujarat | 30 | Gujarati |
| West Bengal | 34 | Bengali |
| Punjab | 21 | Punjabi |
| Total Vacancies | 400 |
Reserved categories: SC, ST, OBC, EWS, UR
PwBD Quota: 16 posts (4 each in VI, HI, OC, ID)
🗓️ Important Dates
| Activity | Date |
|---|---|
| Start of Online Registration | 12.05.2025 |
| Last Date to Apply | 31.05.2025 |
| Fee Payment Window | 12.05.2025 to 31.05.2025 |
🎓 Eligibility Criteria
1. Nationality
- Indian citizen or eligible as per Indian Govt. norms (including PIOs/NRIs with proper certification).
2. Age Limit (As on 01.05.2025)
- Minimum: 20 years
- Maximum: 30 years
- Born between: 02.05.1995 and 01.05.2005 (inclusive)
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy): 3 years
- PwBD: 10 years
- Ex-Servicemen / others: As per rules (up to 5 years)
3. Educational Qualification
- Graduation (any discipline) from a recognized University.
- Must have valid mark sheet/degree certificate at time of application.
🗣️ Language Proficiency
- Reading, writing, and speaking proficiency in the local language of the state applied for is mandatory.
- Candidates must pass the Local Language Proficiency Test before interview.
💼 Experience Benefits
- Prior experience as Officer in Scheduled Commercial Banks may get 1-2 advance increments (conditions apply).
- Service seniority not counted for prior experience.
♿ PwBD Categories
Eligible for reservation:
- VI – Visually Impaired (Blindness, Low Vision)
- HI – Hearing Impaired
- OC – Orthopedically Challenged
- ID – Intellectual Disabilities (e.g., Autism, Mental Illness, Learning Disabilities)
⚠️ Important Notes
- Apply for only one state.
- Posting will be within the applied state for at least 12 years or till promotion to SMGS-IV.
- No changes in category/state after application.
- No refund of application fee.
- Online mode only.
🔗 Quick Links
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About IOB:
Indian Overseas Bank (IOB) is a major public sector bank established in 1937 and headquartered in Chennai, Tamil Nadu. Founded by M. Ct. M. Chidambaram Chettyar, IOB was created with the vision of specializing in foreign exchange and overseas banking to support Indian businesses globally. Over the years, the bank has grown to offer a comprehensive suite of banking services including retail banking, corporate banking, agricultural and rural banking, and digital financial services.
IOB has a strong domestic presence with over 3,200 branches across India, and a notable international footprint with operations in countries such as Singapore, Colombo, and Bangkok. Known for its customer-centric approach and commitment to innovation, IOB continues to serve millions of customers with modern banking solutions while maintaining its legacy of trust and integrity. More information can be found on the official website: www.iob.in.
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